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Lesson 5 · Hard Totals
From 17 up: stand almost always. The risk of busting by drawing outweighs any potential improvement.
Hard 17+ is the safe zone. The only notable exception: H17 vs A in some surrender rules.
Stand — 20 beats almost everything. Never draw on 20.
Stand (in S17). In H17 with surrender: Surrender/Stand.
Try 5 hands from the category you just studied before the quiz.
Answer 8 out of 10 correctly to continue.